A pension is a long term investment that usually you pay throughout your working life. Depending on the type of pension, the employer may also pay into it. You get tax relief on money you pay and your money is invested in shares, securities and other investments to try to make it grow. When you retire, your pension fund is usually converted to a pension paid to you until you die.

When it comes to providing for our retirement too many people doing little too late. Paying even a small amount early on can make a big difference to the lifestyle you’ll enjoy when you retire. The golden rule for most people is not to rely on the state alone. Modern pensions benefit from tax breaks and nowadays, you can contribute to your pension if you are not working.

How much pension you need depends on the standard of living you want, the age you want to retire and if you have paid social insurance contributions (NICs) and are therefore entitled to a pension?

Our pension transfer advice covers all aspects of the handover, the products which may be suitable, and the ways in which your tax situation may be affected. We search the whole market to recommend the right product for you. We are able to do this as we are completely independent and not tied to a specific lender or pension transfer product. We offer a free consultation for Pension Advice Sheffield to those considering their options in relation to a pension transfer.

We offer independent retirement advice Sheffield to all your financial needs, including pensions, investments, life insurance and critical illness insurance, mortgages and inheritance tax planning to cover.

Pension pots take too long to create over the years of investments, so dont risk getting it wrong!

Speak to an IFA today for more details about pension advice Sheffield.

For just a chat or more in depth service, please call on 07912 076 990 or e-mail contact form on this page.

If you live in Sheffield and require mortgage advice we can help with many circumstances. Types of mortgage we do include remortgages, 1st time buyer  mortgages, guarantor mortgages, buy to let and commercial mortgages.

We normally work on a 2 appointment basis 1st we will visit you and gather all your details and requirements. Then we will return with the exact figures and various alternatives. This way you can make an informed decision based on the whole mortgage market. So if you want to speak with a mortgage broker in Sheffield then either ring us or make an initial enquiry using the short form to the right.